See how much disposable income you'd have after tax, housing, and utilities in any U.S. state. (Figures are estimates).
Your actual monthly gross — we handle the tax math automatically using IRS 2026 brackets (Rev. Proc. 2025-32), state income tax rates from the Tax Foundation, FICA, and mandatory state SDI/PFML contributions where applicable.
Choose two states to compare side by side. Your number is run through each state's full 2026 tax code and matched against median housing and grocery costs.
After all estimated taxes and payroll deductions, median gross rent (which includes utilities), and typical grocery costs — see what would actually land in your pocket each month.
For informational purposes only. StateRelocator provides estimates based on publicly available, statewide data for the 2026 tax year (current as of May 2026). These numbers are intended to give you a rough directional comparison — not a precise financial forecast. Actual results will vary significantly based on your city or metro area, household size, lifestyle, specific deductions and tax credits, healthcare costs, transportation, childcare, and many other factors not captured here.
Tax calculations are simplified. We apply IRS 2026 brackets (Rev. Proc. 2025-32, with the standard deduction set by the OBBBA) and Tax Foundation 2026 state rates to a single-filer W-2 wage earner claiming the standard deduction. We include mandatory state SDI/PFML employee contributions for CA, WA, OR, NJ, RI, and HI. We do not account for itemized deductions, local income taxes (e.g. New York City, Ohio municipalities, Indiana/Maryland counties), self-employment income, investment income, credits, or other adjustments. Some states' standard deductions and bracket widths phase out or are inflation-adjusted in ways we approximate. Do not rely on these figures for tax filing or tax planning.
A few state notes. Where a 2026 state change was contingent on a revenue trigger, we follow the Tax Foundation's January 1, 2026 snapshot (for example, Georgia is shown at 5.19%). Arizona, Maine, and South Carolina are shown with the lower standard deduction that results from their not-yet-updated federal conformity; those states may legislate a higher deduction during 2026. Washington and Tennessee levy no tax on wage income.
Housing costs are statewide medians. The Census ACS gross rent figure represents the median across an entire state, including both rural and urban areas. Costs in major metro areas are typically substantially higher; rural areas may be lower. Your actual rent will depend on local market conditions, apartment size, and lease timing.
Your data stays private. All calculations run entirely in your browser using JavaScript. Your salary and state selections are never transmitted to our servers, stored in a database, or shared with any third party. Sharing a link encodes your inputs in the URL only — nothing is saved on our end.
Always consult a licensed tax professional, certified financial planner, or real estate advisor before making relocation decisions.